Artur Spezia

Ricardo graduated in Accounting from Fundação Universidade Regional de Blumenau. He holds an MBA in Strategic Factoring Management from IBES (Specialist in High Impact Marketing), plus an MBA in Finance, Auditing and Controllership from Fundação Getúlio Vargas. He is a specialist in Strategy for Innovation in New Markets, as certified by the Wharton School of the University of Pennsylvania, and an Insper specialist in Advanced Finance ‘CFO Strategist’.